Benjamin Moore Navajo White
When you’re looking for a tried-and-tested complex cream paint color, look to Benjamin Moore Navajo White. This warm off-white has subtle peach undertones that make it a great choice for cozy and inviting interiors. In today’s paint color review, we’ll discuss the undertones of Navajo White OC-95, its LRV, where to use it, and the best whites to pair with it. I’ll also be sharing some photos of how we used it on the walls in our home gym and how other design professionals used it too.

Color trends are Getting Warmer
As a color consultant, I need to stay on top of color trends and forecasting. Whether my clients want to follow the trends or not, it is important to know where the trends are going. Without a doubt, color trends are moving warm. Gone is the gray era and the White and Black farmhouse. Warm neutrals are here!

Interiors by (clockwise from top left ) DeVOL, Becki Owens, Amber Interiors Design Studio and Haldon House.
This shift to warmer neutrals and warmer shades is not just a blip on the social media feed, this warming of the collective palette is a macro trend that has been shifting for a few years and will likely endure about a 10 to 15 year tenure as most macro-trends do in the color world.
I am here for this trend in a big way! That’s why I wanted to talk about Navajo White OC-95 today. I used it recently in my home gym and know it’ll be a popular choice for my color consultations in the coming years.
Why Is Navajo White Benjamin Moore Popular?
While Benjamin Moore Navajo White (OC-95 also known as 947 and PM-29) has been a popular paint color for a long time, but it is about to get a whole lot more popular thanks to the shift to warm neutrals!
oC-95 Navajo White: Paint Color Highlights
- It is low chroma: If you read my primer on clean colors then you understand the importance of color chroma in pairing paint colors. Navajo White is a fabulous low-chroma off-white to pair with other low-chroma colors.
- It has a bright value: Navajo white is relatively light in value. It has a LRV of 78.26 which means it bounces back a lot of light. This makes it a great choice if you want a color that has a slightly warmer hue than plain white, but do not want to darken your space.
- It is not too saturated: As the name implies, it is in the off-whites collection for Benjamin Moore, which means it is not deeply saturated. However it has enough warm peachy color to it that it can be used with a stark white trim. It’ll look like a barely there beige or cream wall color, which is perfect for people who want warmth but not a lot of color.
- Goes with Beige: Beige is back and Navajo White Benjamin Moore goes so well with it! It can be paired with deep beige paints and wallpapers as a creamy trim when an allover warmth is desired. I’ll talk about this more below when I discuss how I used it in my home gym to solve a color quandary.
- Works with orange wood tones or orange tiles: If your pure white walls look too bright with your orange wood floors or travertine tiles, using Navajo white will have a lower contrast and make the orange in the floor or tiles less noticeable.

A living room painted Navajo White designed by Mariann Simon
What is the Undertone of Navajo White?
When finding the color undertone of a neutral or off-white paint color I first compare it to a gray and white paint without any strong undertones. Here you can see my control paint chips taped to the Benjamin Moore Navajo White wall.


In this example you can see the warm pinky peach undertone of the Navajo White.
You can see below where the hex code for this paint falls on a digital meter. It is in the orange family but because it is so pale it is more of a distant relative of orange.

You can see that the orange is on the yellow side so when someone tells you Navajo White has a yellow undertone they’re not wrong, but it does have a wee bit of red mixed into it which gives it a soft peachy quality.
This unique orange undertone is why Navajo White paint is so lovely compared to a strictly yellow-undertoned cream paint color.
Will Navajo White Look Beige, Off-White or Cream in my room?
The answer is it depends on two things: The light and and what color(s) you pair it with.
First, on the matter of Color Pairing. By now, if you have been following me here or on Instagram then you know that color is always relative to what’s next to it because our brains use the other color to calibrate.
With a clean white like Chantilly Lace by Benjamin Moore, the Navajo White will look peach.

But when we compare Navajo White to a more deeply saturated pink beige like Kilim Beige by Sherwin Williams you can see that it is relatively pale and muted in comparison.

When compared to another popular beige paint color with pink undertones, like Muslin by Benjamin Moore, you can see the yellow in the undertones making it appear more creamy than beige.

And as to the lighting, it’s best to look at paint colors in natural light when trying to decide which to use. But I also recommend looking at the paint color at night too so you’re sure to love it all day and night. Your lightbulbs will make a big difference so when possible use bulbs with a high CRI (over 90.)
In the above photo, the light was quite diffused and it was a cloudy winter day so the light is on the cool side- this will affect the way all the colors look too!
What Trim Color To Use With Navajo White
My recommendation is to use Navajo white on all the surfaces. This will give you an allover creamy feel, but it won’t make the room seem peach. Adding white trim will make the undertones pop. Instead, vary the sheens, using a flat paint for the ceiling, eggshell on the walls and pearl or satin on the trim.

In this bedroom, by Crisp Architects, the walls are painted Ben Moore Navajo White and the stark contrast of the Benjamin Moore’s Decorator’s White (and bright white bed linens) creates a strong differential. In this case the paint appears to be an ever-so-lovely peach to warm up this bright and airy space.
If you like the above look, you can go with Decorators White for the sharpest contrast. Other Benjamin Moore whites you can use for trim or ceiling are White Dove Oc-17, Cloud White 967 or Swiss Coffee OC-45.
Why I Love Navajo White
It was Navajo White to the rescue when we had a recent unexpected color quandary in our home gym. What happened was the unfinished maple hardwood flooring we ordered looked very different than that which I had seen in the showroom. It had a distinct pink color to it. We tried staining it, which helped it a bit, but in the end, the floor was much brighter than we had hoped for.
The rest of the adjoining spaces had Benjamin Moore Swiss Coffee on the walls, but that looked very starkly white with the warm floor and creamy Greenbrier Beige HC-79 trim. So I knew I needed to go with a creamy off-white for the walls and ceiling.

After testing it out. We used BM Navajo White to paint the walls and you can see how it came out in these photos above and below.

One really important detail to note is we painted the ceiling with the Navajo White because I wanted the walls to look “white” so I avoided a bright white ceiling which would have made the peach undertones in the Navajo White more obvious. In other words, I didn’t want to have a pure white to throw off the eye-brain calibration. Without the stark white ceiling, the walls look white and it’s only the bright white in the posters that tips you off that the walls are so creamy!
Sherwin Williams Navajo White vs Benjamin Moore Navajo White
Before I sign off, I need to mention an important thing. There is another Navajo White out there from Sherwin Williams. While these two creamy peachy colors are quite similar, do not use them interchangeably and make sure your painter knows which one you want! Sherwin Williams Navajo White is a little darker and pinker.

Key Takeaways About BM Navajo White
This is a great paint color to make your room feel warm and cozy because it is both distinctly warm but it is light enough that it can help keep your space feeling bright.
Use it with a white trim for a lighter alternative to a pink beige. For example, if you love BM Muslin, but it is too dark for you, go with Navajo White instead.
If you are somewhat color-averse but want to warm up your space, give Navajo White a peek. A hue like this is a great way to envelop your space with warmth without committing to a bold paint color.
The most important thing to note: If you want overall warmth but are afraid the room will look like it is painted peach or yellow, then I highly recommend painting the ceiling and trim BM Navajo White too. Or you can do a modern colonial paint scheme like I did and paint the trim a darker color.
That’s all for now, Happy Painting! If you’re looking for the perfect beige, don’t miss our Tapestry Beige Paint Review and follow my Neutral Paint Colors Pinterest Board too!